Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and expect a higher down payment usually 20%-50%. The worse your credit history is, the more you can expect to pay.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Just Mortgages, Inc.
NMLS # 238420
David C. Bradley
NMLS # 237365